How It Works
Tell us your state and how long your coverage has been lapsed
Get matched with carriers that go easier on coverage gaps
Get covered again today and stop the damage
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Insurance
One policy covering two or more vehicles, each with its own coverage level. The multi-car discount applies to the combined premium, and adding or removing a vehicle re-rates the entire policy.
Liability Insurance
Covers damage you cause to others — bodily injury and property damage. Every vehicle on your multi-car policy must carry at least your state's minimum liability limits.
Full Coverage Insurance
Liability plus collision and comprehensive on a single vehicle. On a multi-car policy, you can put full coverage on one car and liability-only on another — the discount still applies.
Uninsured Motorist Coverage
Pays for injuries and damage when the at-fault driver has no insurance. Required in 22 states, and often added to multi-car policies even when optional.
